The RIHousing Loan Center has experienced professionals who can help first-time homebuyers navigate their path to homeownership. We also offer refinancing for current RIHousing mortgage customers.
$15,000 in assistance for down payment and/or closing costs in the form of a zero-percent (0%) interest rate loan.
$25,000 in down payment and/or closing cost assistance for first-generation homebuyers.
Looking to sell your home and buy a new one? Move Up loans require as little as 3% down!
$15,000 in assistance for down payment and/or closing costs in the form of a zero-percent (0%) interest rate loan.
Our mortgage experts can navigate you through the steps towards your dream of homeownership.
Our First-time Homebuyer Loan helps buyers realize their dream of homeownership.
Conventional
Non-MRB and FHA Refinance
All MRB programs:
Contact our Loan Center directly if your annual household income is less than $137,160 (1-2 person household) or $160,020 (3+ person household).
Participating Lenders can assist you with our loan programs at any income level.
For borrowers purchasing a home that needs renovations. Bundle the mortgage and renovations cost into one mortgage. 100% financing available (no down payment required) Closing cost assistance available
Wondering how much home you can afford? Find out now.
Check whether your current residence is located within an eligible census tract.
Only residents of census tract 405 are eligible for the FirstGenHomeRI pilot program.
The map on the left shows the approximated eligible region.
Unsure if your address is part of the eligible region?
Type in your address below to find out (Include street #, street name, Newport, RI).
Check whether your current residence is located within an eligible census tract for application prioritization.
Applications from residents who live in the census tract listed below are prioritized.
| Central Falls | 44007010900, 44007010800, 44007011100, 44007011000 |
| Pawtucket | 44007016000, 44007015300, 44007015100, 44007015200, 44007015500, 44007016600, 44007016700, 44007017000, 44007017100, 44007016100, 44007016400 |
| Newport | 44005040500, 44005041100 |
| East Providence | 44007010100, 44007010501 |
Type in your address below to learn if you are in the targeted area. (Include street #, street name, city, RI).
