Participating Lenders and Real Estate Partners

Our Network of Participating Lenders

Participating Lender Portal Login

Become a Participating Lender

RIHousing offers our mortgages through a network of approved correspondent lenders and mortgage brokers. Only approved RIHousing lenders can offer our loans. We are always looking to expand consumer access and would love to speak with you!

Stephanie Cambra
scambra@rihousing.com
401-450-1361

Real Estate Agents

You helped them find the home of their dreams, let us help them finance it. We recognize that real estate agents are the first-line of information and education on the homebuying process and are a trusted resource for clients. We couldn’t do our work without you.

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  1. Does my customer need to be a first-time homebuyer to be eligible for RIHousing mortgage products?
    A. RIHousing offers a range of programs for both first-time and repeat buyers. Click here to learn more.
  2. How can RIHousing’s loan programs help me?
    A. RIHousing’s programs can expand your client base, putting homeownership within reach for many families who otherwise might struggle to bridge the financial gap. This helps you sell more homes, play an important role in the community and expand your clients’ options.
  3. How can RIHousing’s programs help my buyers?
    A. RIHousing’s programs empower potential homebuyers with the financing assistance and information they need to purchase a home of their own. Check out our diverse portfolio of products including down payment and closing cost options.
  4. Will a RIHousing mortgage slow down the loan approval and closing?
    A. A first mortgage generally has a turnaround time at RIHousing of 3-4 business days for compliance review. RIHousing loans have straightforward paperwork, quick processing and dedicated customer service. Most RIHousing loans close within 30 – 45 days.
  5. Are there any costs or impact to the seller when buyer uses a RIHousing mortgage?
    A. There are no costs to the seller and with down payment and closing cost assistance, seller concessions may be reduced or even eliminated. There is minimal to no impact to a seller. There are quick turnarounds and no added costs. The biggest ‘impact’ is a closed sale for you and a new home for a your buyer.
  6. Why would a buyer select RIHousing financing?
    A. Many potential borrowers have good credit and a steady job but haven’t saved up enough for a traditional bank’s down payment requirement. RIHousing’s programs address the down payment and closing cost needs of those homebuyers
  7. Are RIHousing buyers less likely to close the sale?
    A. RIHousing borrowers have solid credit scores and incomes. They have undergone rigorous homebuyer education, so they are committed and ready to purchase.
  8. I have a question that isn’t in the FAQ – whom should I contact?
    A. Please email us at RIRealtor@rihousing.comif you have additional questions or contact one of our Participating Lenders.

 

Marketing Materials

Market RIHousing products with your clients.

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Get Your Homebuyer Educated.

See Class Options

An informed homebuyer is a successful homeowner, so be sure to encourage your clients to take one of our Homebuyer Education classes, now offered virtually.

Healthy Housing, Healthy Communities (H3C) Initiative

RIHousing Healthy Housing, Healthy Communities (H3C) Plan
Rhode Island Health and Housing Tool Kit
Rhode Island Health and Housing Took Kit – Appendix A-K

Are you a Newport resident?

Check whether your current residence is located within an eligible census tract.

Newport-Census-Map

Only residents of census tract 405 are eligible for the FirstGenHomeRI pilot program.

The map on the left shows the approximated eligible region.

Unsure if your address is part of the eligible region?

Type in your address below to find out (Include street #, street name, Newport, RI).

Data mapped by PolicyMap, an online GIS mapping tool.

Do you live in Central Falls, Pawtucket, Newport or East Providence?

Check whether your current residence is located within an eligible census tract for application prioritization.

Applications from residents who live in the census tract listed below are prioritized.

Central Falls 44007010900, 44007010800, 44007011100, 44007011000
Pawtucket 44007016000, 44007015300, 44007015100, 44007015200, 44007015500, 44007016600, 44007016700, 44007017000, 44007017100, 44007016100, 44007016400
Newport 44005040500, 44005041100
East Providence 44007010100, 44007010501

Type in your address below to learn if you are in the targeted area. (Include street #, street name, city, RI).