Access Independence Home Modification Loans

Make your home safer and more accessible.

Home modification assistance

In collaboration with the State of Rhode Island Behavioral Healthcare, Developmental Disabilities, and Hospitals, Access Independence II program helps aging and special needs populations have a safe and healthy place to call home.

How it works

Loans of up to $50,000 are available for families and caregivers of people with developmental disabilities to modify their homes in order to support their needs and continue living with their families. Funds cover the costs for adaptations, including the installation of ramps, modifications of bathrooms, installation of lifts, or other equipment purchases

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RIHousing’s Role

We utilize lender servicing, underwriting capacity and infrastructure to support the program.

  • Underwrite each loan application for credit worthiness
  • Schedule and hold the loan closing
  • Administer the program funds
  • Service the loan
  • Provide post-rehab inspections to ensure the work has been done according to the rehab contract
Since 1996, 243 loans have closed, totaling $5.4 million in Access Independence II funds.

Are you a Newport resident?

Check whether your current residence is located within an eligible census tract.

Newport-Census-Map

Only residents of census tract 405 are eligible for the FirstGenHomeRI pilot program.

The map on the left shows the approximated eligible region.

Unsure if your address is part of the eligible region?

Type in your address below to find out (Include street #, street name, Newport, RI).

Data mapped by PolicyMap, an online GIS mapping tool.

Do you live in Central Falls, Pawtucket, Newport or East Providence?

Check whether your current residence is located within an eligible census tract for application prioritization.

Applications from residents who live in the census tract listed below are prioritized.

Central Falls 44007010900, 44007010800, 44007011100, 44007011000
Pawtucket 44007016000, 44007015300, 44007015100, 44007015200, 44007015500, 44007016600, 44007016700, 44007017000, 44007017100, 44007016100, 44007016400
Newport 44005040500, 44005041100
East Providence 44007010100, 44007010501

Type in your address below to learn if you are in the targeted area. (Include street #, street name, city, RI).